the information asymmetry in loan of bank is that debit is more than credit about risk and income of debit, and so, debit does not carry out the mortgage of apprize according to the facts strictly, or credit can not get exactly information for other reasons, and then, the credit would be misadvise and can not make out exact decision-making 銀行借貨中的信息不對(duì)稱,是指借款人對(duì)其自身風(fēng)險(xiǎn)暴露、收益狀況等有關(guān)信息掌握的比貨款人更全面,而不嚴(yán)格履行如實(shí)告知義務(wù),或者由于其他原因使貨款人無(wú)法獲得準(zhǔn)確全面的信息,誤導(dǎo)貨款人,使貨款人無(wú)法做出準(zhǔn)確決策。