- customer profitability analysis
下載手機(jī)詞典可隨時隨地查詞查翻譯
客戶盈利分析的英文
例句與用法
- First of all , this essay introduces the basic theory , the principle and the goal of the loan pricing of commercial bank . then , according to our country actual situation , this paper gives two pricing models : cost - plus pricing model and the customer profitability analysis model by learning from the western commercial bank ' s tradition loan pricing model , by the guidance of economic capital the modern bank risk management core technology
本文首先論述了貸款定價(jià)的基本原理、貸款定價(jià)的原則和目標(biāo),然后借鑒西方商業(yè)銀行傳統(tǒng)定價(jià)模型,結(jié)合我國實(shí)際情況,以現(xiàn)代銀行風(fēng)險(xiǎn)管理的核心技術(shù)經(jīng)濟(jì)資本為指導(dǎo),給出了適合我國的商業(yè)銀行貸款定價(jià)模型,即針對一般客戶的成本加成模型和針對重要客戶的客戶盈利分析模型。 - In order to make the research of this paper more practicable , the paper combines the actual situation of market - oriented interest rate of china , compares and analyses the base leading rate affixation model , the cost plus pricing model , and the customer profitability analysis model , which are all very popular abroad . based on this , and according to the basic principles of lending pricing , the paper introduces the concept of loan - term compound interest , and constructs a lending pricing model on " the mobile choice between cost and market price " , which is practicable under the condition of market - oriented interest rate
為使本文的研究更有實(shí)踐意義，本文結(jié)合中國利率市場化趨勢，比較分析了國外普遍采用的“基準(zhǔn)利率加點(diǎn)” 、 “成本加成” 、 “客戶盈利分析”等貸款定價(jià)模式在中國的適用性，并在此基礎(chǔ)上，根據(jù)貸款定價(jià)的基本原則，引入貸款期限復(fù)利概念，構(gòu)建了利率市場化條件下具有實(shí)際可操作性的“成本與市價(jià)相機(jī)訣擇”的貸款定價(jià)模型。