In this essay the writer thinks our current urban worker basic medical insurance system belongs to " low - level , wide cover " elementary medical insurance mode . to achieve the goal on making medical insurance reach finally " high level , wide cover " 本文認為,我國現(xiàn)階段推行的城鎮(zhèn)職工基本醫(yī)療保險制度尚屬于“低水平、廣覆蓋”的初級醫(yī)療保險模式,要使我國的醫(yī)療保險最終達到“高水平、廣覆蓋”的目標還需要一定的時間,對一些具體的問題還要進行不斷的分析和解決。