As the cost of regulation rises, the level of financial institutions ’ acceptability to conduct anti-money laundering declines, which implies an alteration in structure of incentives 洗錢已經(jīng)成為當(dāng)前經(jīng)濟(jì)犯罪的重要形式,并且洗錢的重心開(kāi)始由發(fā)達(dá)國(guó)家向發(fā)展中國(guó)家轉(zhuǎn)移,而中國(guó)是首當(dāng)其沖。